Natural Disaster Risk in Lares
PR
Risk Summary for Lares
Lares scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lares, PR
Located near the Atlantic Coast of the southeastern United States in Lares County, Lares is a city of approximately 27,417 residents. The temperate continental climate that characterizes this part of PR β marked by a temperate continental climate with four seasons β directly influences the types and severity of natural hazards present, making Lares a community where hazard awareness has real practical value.
Lares's overall natural disaster risk is rated 2.2/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.
Relative to other U.S. communities, Lares's natural disaster risk is well below the U.S. national average of 4.5/10. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Lares County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Lares carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β tsunami β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Lares: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
Local Factors for Lares
These city-level factors differentiate Lares from other communities in Lares County and provide geographic context for its hazard exposure.
Population
27,417
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Tropical / Subtropical
Latitude 18.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.1/10
Coordinates
18.2702Β° N, 66.8673Β° W
Lares County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lares
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lares
Other cities in PR
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.