Natural Disaster Risk in Luquillo
PR
Risk Summary for Luquillo
Luquillo scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Luquillo, PR
Luquillo, in Luquillo County, is a city of approximately 17,532 residents situated near the Atlantic Coast of the southeastern United States. Its temperate continental climate brings a temperate continental climate with four seasons, and in particular seasonal severe weather. These conditions collectively define the natural hazard environment that Luquillo residents and property owners must navigate.
Luquillo's overall natural disaster risk is rated 2.2/10 (Low) by FEMA's National Risk Index. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Secondary hazards include volcano and coastal flood.
Within PR, Luquillo's risk is. Nationally, it ranks well below the U.S. national average of 4.5/10. FEMA's analysis of Luquillo County identifies tsunami as the foremost hazard, followed by volcano and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Luquillo carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β tsunami β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Luquillo: Tsunami preparedness
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
- Learn your community evacuation routes and the location of designated assembly areas.
Local Factors for Luquillo
These city-level factors differentiate Luquillo from other communities in Luquillo County and provide geographic context for its hazard exposure.
Population
17,532
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Tropical / Subtropical
Latitude 18.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.1/10
Coordinates
18.3407Β° N, 65.7276Β° W
Luquillo County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Luquillo
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Luquillo
Other cities in PR
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.