Natural Disaster Risk in Moca
PR
Risk Summary for Moca
Moca scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Moca, PR
Located near the Atlantic Coast of the southeastern United States in Moca County, Moca is a city of approximately 36,972 residents. The temperate continental climate that characterizes this part of PR — marked by a temperate continental climate with four seasons — directly influences the types and severity of natural hazards present, making Moca a community where hazard awareness has real practical value.
FEMA rates Moca's composite natural disaster risk at 2.2 out of 10 — low risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for volcano and coastal flood risk in their preparedness planning.
Relative to other U.S. communities, Moca's natural disaster risk is well below the U.S. national average of 4.5/10. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Moca County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Moca is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami — remains prudent for all residents.
What this means for Moca: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately — do not wait for an official warning.
Local Factors for Moca
These city-level factors differentiate Moca from other communities in Moca County and provide geographic context for its hazard exposure.
Population
36,972
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Tropical / Subtropical
Latitude 18.4°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.1/10
Coordinates
18.3790° N, 67.0810° W
Moca County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Moca
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Moca
Other cities in PR
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.