🌍 ClimateRiskCheck

Natural Disaster Risk in Harmony

Rhode Island

7.2out of 10
High Risk

Risk Summary for Harmony

Harmony scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Coastal Flooding Hurricane

All 18 Hazard Scores

Extreme Heat
9.8
Hurricane
9.4
Coastal Flooding
9.4
Cold Wave
9.2
Earthquake
9.1
Lightning
9.0
Ice Storm
8.9
Tornado
8.1
Hail
7.8
Landslide
7.8
Strong Wind
5.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.5
Avalanche
4.5
Drought
4.3
Wildfire
4.0
Riverine Flooding
1.0

How it compares

Harmony
7.2
Rhode Island avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harmony, Rhode Island

Harmony, in Providence County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters with coastal influence and warm summers, and in particular nor'easter and coastal flooding events. These conditions collectively define the natural hazard environment that Harmony residents and property owners must navigate.

Harmony's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include coastal flood and hurricane.

Within Rhode Island, Harmony's risk is, considerably above the 5.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Providence County identifies heat as the foremost hazard, followed by coastal flood and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Harmony's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Harmony: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Harmony

These city-level factors differentiate Harmony from other communities in Providence County and provide geographic context for its hazard exposure.

Population

51

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

41.8938Β° N, 71.5913Β° W

Providence County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harmony

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harmony

Other cities in Rhode Island

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.