🌍 ClimateRiskCheck

Natural Disaster Risk in Cottageville

South Carolina

6.5out of 10
High Risk

Risk Summary for Cottageville

Cottageville scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Earthquake

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.7
Earthquake
9.4
Wildfire
8.5
Extreme Heat
7.8
Strong Wind
7.2
Ice Storm
6.9
Lightning
6.8
Tornado
6.5
Cold Wave
5.7
Drought
5.6
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.0
Landslide
2.9
Riverine Flooding
1.0

How it compares

Cottageville
6.5
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cottageville, South Carolina

Located near the Atlantic Coast of the southeastern United States in Colleton County, Cottageville is a town of roughly 4,304 residents. The humid subtropical climate that characterizes this part of South Carolina β€” marked by hot, humid summers and mild winters β€” directly influences the types and severity of natural hazards present, making Cottageville a community where hazard awareness has real practical value.

FEMA rates Cottageville's composite natural disaster risk at 6.5 out of 10 β€” high risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Cottageville's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.6/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Colleton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cottageville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Cottageville: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Cottageville

These city-level factors differentiate Cottageville from other communities in Colleton County and provide geographic context for its hazard exposure.

Population

4,304

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

32.9526Β° N, 80.4672Β° W

Colleton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cottageville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cottageville

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.