🌍 ClimateRiskCheck

Natural Disaster Risk in Gaffney

South Carolina

6.5out of 10
High Risk

Risk Summary for Gaffney

Gaffney scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Strong Wind

All 18 Hazard Scores

Ice Storm
9.3
Tornado
8.5
Strong Wind
8.4
Cold Wave
8.3
Hurricane
8.1
Lightning
8.0
Earthquake
7.7
Landslide
6.1
Hail
6.0
Extreme Heat
5.8
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Avalanche
4.5
Winter Weather
3.8
Riverine Flooding
1.0

How it compares

Gaffney
6.5
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gaffney, South Carolina

Gaffney, in Cherokee County, is a city of approximately 20,763 residents situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and mild winters, and in particular an active hurricane season with direct storm threat to the coastline. These conditions collectively define the natural hazard environment that Gaffney residents and property owners must navigate.

Gaffney's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include tornado and wind.

Within South Carolina, Gaffney's risk is, near the 6.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cherokee County identifies ice storm as the foremost hazard, followed by tornado and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Gaffney residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Gaffney: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Gaffney

These city-level factors differentiate Gaffney from other communities in Cherokee County and provide geographic context for its hazard exposure.

Population

20,763

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

34.9823Β° N, 81.5943Β° W

Cherokee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gaffney

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gaffney

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.