🌍 ClimateRiskCheck

Natural Disaster Risk in Georgetown

South Carolina

6.6out of 10
High Risk

Risk Summary for Georgetown

Georgetown scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.8
Lightning
9.6
Wildfire
9.2
Earthquake
9.2
Extreme Heat
8.3
Ice Storm
8.0
Tornado
6.0
Winter Weather
6.0
Hail
5.8
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.7
Strong Wind
3.6
Landslide
2.4
Riverine Flooding
1.0

How it compares

Georgetown
6.6
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Georgetown, South Carolina

Located near the Atlantic Coast of the southeastern United States in Georgetown County, Georgetown is a city of approximately 27,319 residents. The humid subtropical climate that characterizes this part of South Carolina β€” marked by hot, humid summers and mild winters β€” directly influences the types and severity of natural hazards present, making Georgetown a community where hazard awareness has real practical value.

Georgetown's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and lightning.

Relative to other U.S. communities, Georgetown's natural disaster risk is well above the U.S. national average of 4.5/10, near the 6.6/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Georgetown County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Georgetown's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Georgetown: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Georgetown

These city-level factors differentiate Georgetown from other communities in Georgetown County and provide geographic context for its hazard exposure.

Population

27,319

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 33.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

33.3823Β° N, 79.3291Β° W

Georgetown County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Georgetown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Georgetown

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.