🌍 ClimateRiskCheck

Natural Disaster Risk in Hardeeville

South Carolina

5.6out of 10
Moderate Risk

Risk Summary for Hardeeville

Hardeeville scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Earthquake

All 18 Hazard Scores

Hurricane
9.7
Coastal Flooding
9.4
Earthquake
8.5
Wildfire
8.0
Extreme Heat
7.5
Lightning
6.0
Drought
5.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Tornado
4.4
Ice Storm
4.3
Hail
4.1
Cold Wave
4.0
Strong Wind
3.9
Winter Weather
3.0
Landslide
1.8
Riverine Flooding
1.0

How it compares

Hardeeville
5.6
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hardeeville, South Carolina

Hardeeville is a city of approximately 11,373 residents in Jasper County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and mild winters, with an active hurricane season with direct storm threat to the coastline shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hardeeville.

According to FEMA's National Risk Index, Hardeeville carries an overall risk score of 5.6/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and earthquake.

Hardeeville's risk score, slightly below the 6.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jasper County, the highest-scoring are hurricane, coastal flood, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Hardeeville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Hardeeville: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Hardeeville

These city-level factors differentiate Hardeeville from other communities in Jasper County and provide geographic context for its hazard exposure.

Population

11,373

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 32.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

32.2434Β° N, 81.0497Β° W

Jasper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hardeeville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hardeeville

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.