🌍 ClimateRiskCheck

Natural Disaster Risk in Mount Pleasant

South Carolina

7.7out of 10
High Risk

Risk Summary for Mount Pleasant

Mount Pleasant scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Earthquake

All 18 Hazard Scores

Hurricane
10.0
Coastal Flooding
10.0
Earthquake
9.9
Wildfire
9.5
Ice Storm
9.5
Lightning
9.3
Cold Wave
8.9
Winter Weather
8.6
Strong Wind
8.5
Extreme Heat
8.5
Tornado
7.5
Hail
6.6
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.5
Avalanche
4.5
Drought
4.3
Riverine Flooding
1.0

How it compares

Mount Pleasant
7.7
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mount Pleasant, South Carolina

Mount Pleasant, in Charleston County, is a city of 53,045 residents situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and mild winters, and in particular an active hurricane season with direct storm threat to the coastline. These conditions collectively define the natural hazard environment that Mount Pleasant residents and property owners must navigate.

According to FEMA's National Risk Index, Mount Pleasant carries an overall risk score of 7.7/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and earthquake.

Within South Carolina, Mount Pleasant's risk is, slightly above the 6.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Charleston County identifies coastal flood as the foremost hazard, followed by hurricane and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Mount Pleasant residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Mount Pleasant: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Mount Pleasant

These city-level factors differentiate Mount Pleasant from other communities in Charleston County and provide geographic context for its hazard exposure.

Population

53,045

Urban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

32.8208Β° N, 79.8558Β° W

Charleston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mount Pleasant

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mount Pleasant

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.