🌍 ClimateRiskCheck

Natural Disaster Risk in Ridgeland

South Carolina

5.6out of 10
Moderate Risk

Risk Summary for Ridgeland

Ridgeland scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Earthquake

All 18 Hazard Scores

Hurricane
9.7
Coastal Flooding
9.4
Earthquake
8.5
Wildfire
8.0
Extreme Heat
7.5
Lightning
6.0
Drought
5.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Tornado
4.4
Ice Storm
4.3
Hail
4.1
Cold Wave
4.0
Strong Wind
3.9
Winter Weather
3.0
Landslide
1.8
Riverine Flooding
1.0

How it compares

Ridgeland
5.6
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ridgeland, South Carolina

Ridgeland, in Jasper County, is a city of approximately 14,989 residents situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and mild winters, and in particular an active hurricane season with direct storm threat to the coastline. These conditions collectively define the natural hazard environment that Ridgeland residents and property owners must navigate.

Ridgeland's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include coastal flood and earthquake.

Within South Carolina, Ridgeland's risk is, slightly below the 6.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jasper County identifies hurricane as the foremost hazard, followed by coastal flood and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ridgeland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Ridgeland: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Ridgeland

These city-level factors differentiate Ridgeland from other communities in Jasper County and provide geographic context for its hazard exposure.

Population

14,989

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 32.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

32.4847Β° N, 80.9677Β° W

Jasper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ridgeland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ridgeland

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.