🌍 ClimateRiskCheck

Natural Disaster Risk in Smoaks

South Carolina

6.5out of 10
High Risk

Risk Summary for Smoaks

Smoaks scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Earthquake

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.7
Earthquake
9.4
Wildfire
8.5
Extreme Heat
7.8
Strong Wind
7.2
Ice Storm
6.9
Lightning
6.8
Tornado
6.5
Cold Wave
5.7
Drought
5.6
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.0
Landslide
2.9
Riverine Flooding
1.0

How it compares

Smoaks
6.5
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smoaks, South Carolina

Smoaks, in Colleton County, is a small community of about 1,759 situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and mild winters, and in particular an active hurricane season with direct storm threat to the coastline. These conditions collectively define the natural hazard environment that Smoaks residents and property owners must navigate.

According to FEMA's National Risk Index, Smoaks carries an overall risk score of 6.5/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and earthquake.

Within South Carolina, Smoaks's risk is, near the 6.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Colleton County identifies hurricane as the foremost hazard, followed by coastal flood and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Smoaks residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Smoaks: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Smoaks

These city-level factors differentiate Smoaks from other communities in Colleton County and provide geographic context for its hazard exposure.

Population

1,759

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

33.1138Β° N, 80.8030Β° W

Colleton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smoaks

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smoaks

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.