🌍 ClimateRiskCheck

Natural Disaster Risk in Sumter

South Carolina

7.1out of 10
High Risk

Risk Summary for Sumter

Sumter scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Earthquake Strong Wind

All 18 Hazard Scores

Hurricane
9.5
Earthquake
9.2
Strong Wind
9.0
Hail
8.6
Ice Storm
8.6
Extreme Heat
8.3
Wildfire
8.2
Lightning
8.2
Tornado
7.8
Cold Wave
7.4
Winter Weather
6.6
Drought
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Sumter
7.1
South Carolina avg.
6.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sumter, South Carolina

Sumter, in Sumter County, is a city of approximately 38,538 residents situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and mild winters, and in particular an active hurricane season with direct storm threat to the coastline. These conditions collectively define the natural hazard environment that Sumter residents and property owners must navigate.

According to FEMA's National Risk Index, Sumter carries an overall risk score of 7.1/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to earthquake and wind.

Within South Carolina, Sumter's risk is, slightly above the 6.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Sumter County identifies hurricane as the foremost hazard, followed by earthquake and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Sumter residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Sumter: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Sumter

These city-level factors differentiate Sumter from other communities in Sumter County and provide geographic context for its hazard exposure.

Population

38,538

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 33.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

33.8762Β° N, 80.3561Β° W

Sumter County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sumter

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sumter

Other cities in South Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.