🌍 ClimateRiskCheck

Natural Disaster Risk in Codington County

South Dakota

5.7out of 10
Moderate Risk

Risk Summary for Codington County

Codington County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Cold Wave

All 18 Hazard Scores

Ice Storm
9.6
Winter Weather
9.4
Cold Wave
8.5
Tornado
8.0
Wildfire
7.5
Hail
7.4
Strong Wind
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.7
Avalanche
4.5
Drought
4.4
Landslide
3.4
Earthquake
3.1
Hurricane
2.4
Lightning
1.9
Riverine Flooding
1.0

How it compares

Codington County
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Codington County, South Dakota

Situated in the United States, Codington County in South Dakota experiences a semi-arid continental climate marked by harsh winters, hot summers, and significant seasonal variation. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Codington County's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, Codington County's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by ice storm and winter, as measured by FEMA across Codington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Codington County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Codington County: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Cities in Codington County

ZIP codes in Codington County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.