🌍 ClimateRiskCheck

Natural Disaster Risk in Dewey County

South Dakota

5.0out of 10
Moderate Risk

Risk Summary for Dewey County

Dewey County scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Wildfire

All 18 Hazard Scores

Cold Wave
9.9
Winter Weather
8.7
Wildfire
8.5
Ice Storm
7.1
Hail
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Drought
3.7
Tornado
3.4
Extreme Heat
3.4
Strong Wind
3.3
Lightning
2.7
Hurricane
2.4
Earthquake
2.3
Riverine Flooding
1.0

How it compares

Dewey County
5.0
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dewey County, South Dakota

Dewey County, in the United States in South Dakota, is characterized by its semi-arid continental climate β€” harsh winters, hot summers, and significant seasonal variation. The county faces severe blizzards and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Dewey County's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include winter and wildfire.

Within South Dakota, Dewey County's risk is, near the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dewey County identifies cold wave as the foremost hazard, followed by winter and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Dewey County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Dewey County: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Cities in Dewey County

ZIP codes in Dewey County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.