Natural Disaster Risk in Haakon County
South Dakota
Risk Summary for Haakon County
Haakon County scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Haakon County, South Dakota
Situated in the United States, Haakon County in South Dakota experiences a semi-arid continental climate marked by harsh winters, hot summers, and significant seasonal variation. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.
Haakon County's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include cold wave and tsunami.
Relative to other U.S. communities, Haakon County's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by wildfire and cold wave, as measured by FEMA across Haakon County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Haakon County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.
What this means for Haakon County: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
Cities in Haakon County
ZIP codes in Haakon County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.