🌍 ClimateRiskCheck

Natural Disaster Risk in Jackson County

South Dakota

4.8out of 10
Moderate Risk

Risk Summary for Jackson County

Jackson County scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Ice Storm Winter Weather

All 18 Hazard Scores

Wildfire
8.7
Ice Storm
7.9
Winter Weather
7.3
Cold Wave
5.9
Tsunami
5.4
Strong Wind
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.4
Drought
4.0
Landslide
3.9
Extreme Heat
3.1
Lightning
3.1
Earthquake
3.0
Tornado
2.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Jackson County
4.8
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jackson County, South Dakota

Jackson County is located in the United States in South Dakota, home to roughly 2,801 residents. The county experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Jackson County's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for ice storm and winter risk in their preparedness planning.

Jackson County's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jackson County, the highest-scoring are wildfire, ice storm, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Jackson County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Jackson County: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Cities in Jackson County

ZIP codes in Jackson County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.