🌍 ClimateRiskCheck

Natural Disaster Risk in Marshall County

South Dakota

4.9out of 10
Moderate Risk

Risk Summary for Marshall County

Marshall County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Hail

All 18 Hazard Scores

Winter Weather
8.3
Wildfire
8.0
Hail
7.5
Cold Wave
7.4
Ice Storm
6.2
Landslide
5.5
Tsunami
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.1
Extreme Heat
2.7
Hurricane
2.4
Earthquake
2.0
Drought
1.7
Lightning
1.5
Riverine Flooding
1.0

How it compares

Marshall County
4.9
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marshall County, South Dakota

Situated in the United States, Marshall County in South Dakota experiences a semi-arid continental climate marked by harsh winters, hot summers, and significant seasonal variation. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Marshall County's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wildfire and hail.

Relative to other U.S. communities, Marshall County's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by winter and wildfire, as measured by FEMA across Marshall County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Marshall County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Marshall County: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Cities in Marshall County

ZIP codes in Marshall County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.