Natural Disaster Risk in Pennington County
South Dakota
6.9out of 10
Risk Summary for Pennington County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Wildfire Hail Winter Weather
All 18 Hazard Scores
Wildfire 9.8
Hail 9.7
Winter Weather 9.5
Lightning 9.2
Landslide 8.7
Cold Wave 8.7
Ice Storm 8.5
Avalanche 8.2
Tornado 6.6
Extreme Heat 6.5
Earthquake 6.2
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Strong Wind 3.9
Drought 3.5
Hurricane 2.4
Riverine Flooding 1.0
How it compares
Pennington County 6.9
South Dakota avg. 4.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Pennington County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.