🌍 ClimateRiskCheck

Natural Disaster Risk in Alexandria

Tennessee

5.3out of 10
Moderate Risk

Risk Summary for Alexandria

Alexandria scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Hurricane Winter Weather

All 18 Hazard Scores

Earthquake
7.3
Hurricane
6.5
Winter Weather
6.4
Landslide
6.3
Strong Wind
6.2
Drought
5.8
Cold Wave
5.8
Tornado
5.5
Hail
5.5
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.2
Extreme Heat
3.4
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Alexandria
5.3
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alexandria, Tennessee

Alexandria is a small community of about 2,118 in DeKalb County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Alexandria.

FEMA rates Alexandria's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Residents should also account for hurricane and winter risk in their preparedness planning.

Alexandria's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for DeKalb County, the highest-scoring are earthquake, hurricane, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Alexandria's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Alexandria: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Alexandria

These city-level factors differentiate Alexandria from other communities in DeKalb County and provide geographic context for its hazard exposure.

Population

2,118

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

36.0711Β° N, 86.0056Β° W

DeKalb County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alexandria

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alexandria

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.