🌍 ClimateRiskCheck

Natural Disaster Risk in Allred

Tennessee

5.3out of 10
Moderate Risk

Risk Summary for Allred

Allred scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Winter Weather Earthquake

All 18 Hazard Scores

Lightning
9.2
Winter Weather
6.2
Earthquake
6.0
Hurricane
6.0
Cold Wave
5.8
Landslide
5.4
Tsunami
5.4
Tornado
5.2
Strong Wind
5.1
Volcanic Activity
5.1
Ice Storm
5.0
Drought
4.9
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Wildfire
3.7
Extreme Heat
2.8
Riverine Flooding
1.0

How it compares

Allred
5.3
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Allred, Tennessee

Allred, in Overton County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Allred residents and property owners must navigate.

Allred's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include winter and earthquake.

Within Tennessee, Allred's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Overton County identifies lightning as the foremost hazard, followed by winter and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Allred residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Allred: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Allred

These city-level factors differentiate Allred from other communities in Overton County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

36.3158Β° N, 85.2011Β° W

Overton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Allred

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Allred

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.