🌍 ClimateRiskCheck

Natural Disaster Risk in Altamont

Tennessee

5.5out of 10
Moderate Risk

Risk Summary for Altamont

Altamont scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tornado Earthquake

All 18 Hazard Scores

Tornado
7.8
Cold Wave
7.8
Earthquake
6.9
Landslide
6.8
Winter Weather
6.4
Hurricane
6.3
Wildfire
6.2
Strong Wind
6.2
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Lightning
3.5
Hail
3.4
Extreme Heat
1.8
Riverine Flooding
1.0

How it compares

Altamont
5.5
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Altamont, Tennessee

Altamont is a small community of about 1,528 in Grundy County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Altamont.

According to FEMA's National Risk Index, Altamont carries an overall risk score of 5.5/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to tornado and earthquake.

Altamont's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grundy County, the highest-scoring are cold wave, tornado, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Altamont residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Altamont: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Altamont

These city-level factors differentiate Altamont from other communities in Grundy County and provide geographic context for its hazard exposure.

Population

1,528

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

35.4276Β° N, 85.8029Β° W

Grundy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Altamont

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Altamont

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.