🌍 ClimateRiskCheck

Natural Disaster Risk in Blaine

Tennessee

5.1out of 10
Moderate Risk

Risk Summary for Blaine

Blaine scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Strong Wind

All 18 Hazard Scores

Landslide
9.1
Earthquake
7.2
Wildfire
5.5
Strong Wind
5.5
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Hurricane
5.0
Drought
5.0
Coastal Flooding
4.9
Tornado
4.7
Avalanche
4.5
Ice Storm
4.5
Hail
4.3
Winter Weather
4.0
Cold Wave
3.8
Extreme Heat
2.6
Riverine Flooding
1.0

How it compares

Blaine
5.1
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Blaine, Tennessee

Blaine, in Grainger County, is a town of roughly 4,177 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Blaine residents and property owners must navigate.

Blaine's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include earthquake and wind.

Within Tennessee, Blaine's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Grainger County identifies landslide as the foremost hazard, followed by earthquake and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Blaine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Blaine: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Blaine

These city-level factors differentiate Blaine from other communities in Grainger County and provide geographic context for its hazard exposure.

Population

4,177

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

36.1680Β° N, 83.6648Β° W

Grainger County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Blaine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Blaine

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.