🌍 ClimateRiskCheck

Natural Disaster Risk in Bloomington Springs

Tennessee

4.9out of 10
Moderate Risk

Risk Summary for Bloomington Springs

Bloomington Springs scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Tornado

All 18 Hazard Scores

Landslide
6.8
Tornado
5.9
Hail
5.9
Lightning
5.6
Winter Weather
5.5
Strong Wind
5.4
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Ice Storm
4.9
Cold Wave
4.7
Avalanche
4.5
Drought
3.4
Extreme Heat
3.4
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Bloomington Springs
4.9
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bloomington Springs, Tennessee

Bloomington Springs is a small community of about 1,575 in Jackson County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Bloomington Springs.

FEMA rates Bloomington Springs's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for hail and tornado risk in their preparedness planning.

Bloomington Springs's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jackson County, the highest-scoring are landslide, hail, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Bloomington Springs's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Bloomington Springs: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Bloomington Springs

These city-level factors differentiate Bloomington Springs from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

1,575

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

36.2313Β° N, 85.6596Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bloomington Springs

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Bloomington Springs

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.