🌍 ClimateRiskCheck

Natural Disaster Risk in Bulls Gap

Tennessee

5.7out of 10
Moderate Risk

Risk Summary for Bulls Gap

Bulls Gap scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Earthquake

All 18 Hazard Scores

Landslide
10.0
Lightning
7.9
Earthquake
7.7
Strong Wind
7.7
Winter Weather
6.6
Hurricane
5.9
Wildfire
5.7
Tornado
5.6
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Hail
2.8
Extreme Heat
2.4
Riverine Flooding
1.0

How it compares

Bulls Gap
5.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bulls Gap, Tennessee

Bulls Gap, in Hawkins County, is a town of roughly 5,644 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Bulls Gap residents and property owners must navigate.

According to FEMA's National Risk Index, Bulls Gap carries an overall risk score of 5.7/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to lightning and earthquake.

Within Tennessee, Bulls Gap's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hawkins County identifies landslide as the foremost hazard, followed by lightning and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bulls Gap's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Bulls Gap: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Bulls Gap

These city-level factors differentiate Bulls Gap from other communities in Hawkins County and provide geographic context for its hazard exposure.

Population

5,644

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

36.2810Β° N, 83.0388Β° W

Hawkins County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bulls Gap

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bulls Gap

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.