🌍 ClimateRiskCheck

Natural Disaster Risk in Campbell County

Tennessee

6.3out of 10
High Risk

Risk Summary for Campbell County

Campbell County scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Winter Weather Wildfire

All 18 Hazard Scores

Landslide
9.4
Winter Weather
8.4
Wildfire
8.2
Earthquake
8.0
Strong Wind
7.8
Cold Wave
7.6
Tornado
7.5
Lightning
6.8
Hurricane
6.2
Ice Storm
6.2
Hail
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.2
Extreme Heat
2.1
Riverine Flooding
1.0

How it compares

Campbell County
6.3
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Campbell County, Tennessee

Campbell County, in the United States in Tennessee, is characterized by its humid subtropical climate β€” hot summers, mild winters, and transitional weather patterns. The county faces tornado risk in both spring and fall, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Campbell County carries an overall risk score of 6.3/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to winter and wildfire.

Within Tennessee, Campbell County's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Campbell County identifies landslide as the foremost hazard, followed by winter and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Campbell County residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Campbell County: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Cities in Campbell County

ZIP codes in Campbell County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.