Natural Disaster Risk in Centerville

Natural Hazard Profile: Centerville, Tennessee

Centerville, in Hickman County, is a town of roughly 8,249 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Centerville residents and property owners must navigate.

According to FEMA's National Risk Index, Centerville carries an overall risk score of 5.2/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to tornado and landslide.

Within Tennessee, Centerville's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hickman County identifies earthquake as the foremost hazard, followed by tornado and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Centerville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.