🌍 ClimateRiskCheck

Natural Disaster Risk in Clifton

Tennessee

5.1out of 10
Moderate Risk

Risk Summary for Clifton

Clifton scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tornado Cold Wave

All 18 Hazard Scores

Earthquake
8.0
Tornado
7.7
Cold Wave
7.3
Landslide
7.2
Hurricane
6.8
Tsunami
5.4
Strong Wind
5.2
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Ice Storm
4.2
Drought
3.6
Winter Weather
2.4
Wildfire
2.3
Hail
1.9
Riverine Flooding
1.0

How it compares

Clifton
5.1
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clifton, Tennessee

Clifton is a town of roughly 3,518 residents in Wayne County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Clifton.

According to FEMA's National Risk Index, Clifton carries an overall risk score of 5.1/10, placing it in the moderate category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to tornado and cold wave.

Clifton's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wayne County, the highest-scoring are earthquake, tornado, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Clifton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Clifton: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Clifton

These city-level factors differentiate Clifton from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

3,518

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

35.4071Β° N, 87.9659Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clifton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clifton

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.