🌍 ClimateRiskCheck

Natural Disaster Risk in Dunlap

Tennessee

5.0out of 10
Moderate Risk

Risk Summary for Dunlap

Dunlap scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Landslide Earthquake

All 18 Hazard Scores

Cold Wave
9.0
Landslide
7.5
Earthquake
5.8
Wildfire
5.7
Tornado
5.4
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Lightning
4.0
Drought
3.9
Ice Storm
3.6
Extreme Heat
2.7
Hail
2.1
Riverine Flooding
1.0

How it compares

Dunlap
5.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dunlap, Tennessee

Located in the interior eastern United States in Sequatchie County, Dunlap is a city of approximately 13,480 residents. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Dunlap a community where hazard awareness has real practical value.

FEMA rates Dunlap's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for landslide and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Dunlap's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by cold wave and landslide, as measured by FEMA across Sequatchie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Dunlap residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Dunlap: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Dunlap

These city-level factors differentiate Dunlap from other communities in Sequatchie County and provide geographic context for its hazard exposure.

Population

13,480

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

35.4225Β° N, 85.3999Β° W

Sequatchie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dunlap

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dunlap

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.