🌍 ClimateRiskCheck

Natural Disaster Risk in Evensville

Tennessee

5.7out of 10
Moderate Risk

Risk Summary for Evensville

Evensville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Strong Wind

All 18 Hazard Scores

Landslide
8.5
Earthquake
7.9
Strong Wind
7.0
Lightning
6.5
Hurricane
6.4
Cold Wave
6.4
Tornado
6.2
Wildfire
5.5
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.7
Ice Storm
4.7
Avalanche
4.5
Hail
4.3
Extreme Heat
3.8
Riverine Flooding
1.0

How it compares

Evensville
5.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Evensville, Tennessee

Located in the interior eastern United States in Rhea County, Evensville is a small community of about 1,724. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Evensville a community where hazard awareness has real practical value.

FEMA rates Evensville's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for earthquake and wind risk in their preparedness planning.

Relative to other U.S. communities, Evensville's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by landslide and earthquake, as measured by FEMA across Rhea County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Evensville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Evensville: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Evensville

These city-level factors differentiate Evensville from other communities in Rhea County and provide geographic context for its hazard exposure.

Population

1,724

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

35.5942Β° N, 84.9628Β° W

Rhea County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Evensville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Evensville

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.