🌍 ClimateRiskCheck

Natural Disaster Risk in Guild

Tennessee

6.0out of 10
High Risk

Risk Summary for Guild

Guild scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Landslide

All 18 Hazard Scores

Strong Wind
8.5
Tornado
8.4
Landslide
8.3
Cold Wave
8.1
Earthquake
7.4
Winter Weather
6.8
Wildfire
6.5
Hurricane
5.8
Drought
5.8
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.2
Extreme Heat
3.7
Hail
3.0
Riverine Flooding
1.0

How it compares

Guild
6.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Guild, Tennessee

Located in the interior eastern United States in Marion County, Guild is a small unincorporated community. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Guild a community where hazard awareness has real practical value.

FEMA rates Guild's composite natural disaster risk at 6.0 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for tornado and landslide risk in their preparedness planning.

Relative to other U.S. communities, Guild's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Marion County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Guild residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Guild: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Guild

These city-level factors differentiate Guild from other communities in Marion County and provide geographic context for its hazard exposure.

Population

288

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

35.0209Β° N, 85.5318Β° W

Marion County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Guild

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Guild

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.