🌍 ClimateRiskCheck

Natural Disaster Risk in Hartsville

Tennessee

3.7out of 10
Low Risk

Risk Summary for Hartsville

Hartsville scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Avalanche
4.5
Cold Wave
4.3
Tornado
4.1
Hurricane
3.8
Ice Storm
3.8
Strong Wind
3.7
Landslide
3.5
Winter Weather
3.2
Drought
3.0
Extreme Heat
3.0
Hail
2.7
Lightning
2.3
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Hartsville
3.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hartsville, Tennessee

Hartsville is a city of approximately 10,932 residents in Trousdale County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hartsville.

According to FEMA's National Risk Index, Hartsville carries an overall risk score of 3.7/10, placing it in the low category. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. The area also faces notable exposure to volcano and coastal flood.

Hartsville's risk score, considerably below the 5.8/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Trousdale County, the highest-scoring are tsunami, volcano, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Despite its lower-than-average risk classification, Hartsville is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β€” remains prudent for all residents.

What this means for Hartsville: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Local Factors for Hartsville

These city-level factors differentiate Hartsville from other communities in Trousdale County and provide geographic context for its hazard exposure.

Population

10,932

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

36.4155Β° N, 86.1472Β° W

Trousdale County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hartsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hartsville

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.