🌍 ClimateRiskCheck

Natural Disaster Risk in Jefferson City

Tennessee

5.5out of 10
Moderate Risk

Risk Summary for Jefferson City

Jefferson City scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Lightning

All 18 Hazard Scores

Landslide
9.0
Earthquake
8.5
Lightning
7.5
Tornado
6.5
Hurricane
6.2
Ice Storm
5.9
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Strong Wind
5.0
Coastal Flooding
4.9
Cold Wave
4.9
Winter Weather
4.7
Avalanche
4.5
Drought
4.1
Hail
3.5
Extreme Heat
3.2
Riverine Flooding
1.0

How it compares

Jefferson City
5.5
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jefferson City, Tennessee

Located in the interior eastern United States in Jefferson County, Jefferson City is a city of approximately 13,253 residents. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Jefferson City a community where hazard awareness has real practical value.

FEMA rates Jefferson City's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for earthquake and lightning risk in their preparedness planning.

Relative to other U.S. communities, Jefferson City's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by landslide and earthquake, as measured by FEMA across Jefferson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Jefferson City residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Jefferson City: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Jefferson City

These city-level factors differentiate Jefferson City from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

13,253

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

36.1077Β° N, 83.4644Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jefferson City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jefferson City

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.