🌍 ClimateRiskCheck

Natural Disaster Risk in Laurel Bloomery

Tennessee

5.0out of 10
Moderate Risk

Risk Summary for Laurel Bloomery

Laurel Bloomery scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Cold Wave Hurricane

All 18 Hazard Scores

Landslide
9.2
Cold Wave
6.8
Hurricane
6.7
Wildfire
6.0
Drought
5.4
Lightning
5.4
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.8
Avalanche
4.5
Strong Wind
4.4
Winter Weather
3.9
Tornado
3.5
Hail
2.5
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Laurel Bloomery
5.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Laurel Bloomery, Tennessee

Laurel Bloomery, in Johnson County, is a small community of about 897 situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Laurel Bloomery residents and property owners must navigate.

Laurel Bloomery's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include cold wave and hurricane.

Within Tennessee, Laurel Bloomery's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Johnson County identifies landslide as the foremost hazard, followed by cold wave and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Laurel Bloomery's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Laurel Bloomery: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Laurel Bloomery

These city-level factors differentiate Laurel Bloomery from other communities in Johnson County and provide geographic context for its hazard exposure.

Population

897

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

36.5746Β° N, 81.7256Β° W

Johnson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Laurel Bloomery

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Laurel Bloomery

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.