🌍 ClimateRiskCheck

Natural Disaster Risk in Lebanon

Tennessee

6.6out of 10
High Risk

Risk Summary for Lebanon

Lebanon scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Earthquake Winter Weather

All 18 Hazard Scores

Earthquake
9.0
Winter Weather
9.0
Cold Wave
9.0
Tornado
8.8
Hail
8.4
Ice Storm
8.4
Lightning
7.8
Strong Wind
7.4
Extreme Heat
6.7
Hurricane
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Avalanche
4.5
Drought
4.0
Landslide
3.8
Riverine Flooding
1.0

How it compares

Lebanon
6.6
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lebanon, Tennessee

Lebanon is a city of 56,655 residents in Wilson County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lebanon.

According to FEMA's National Risk Index, Lebanon carries an overall risk score of 6.6/10, placing it in the high category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to earthquake and winter.

Lebanon's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wilson County, the highest-scoring are cold wave, earthquake, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Lebanon residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lebanon: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Lebanon

These city-level factors differentiate Lebanon from other communities in Wilson County and provide geographic context for its hazard exposure.

Population

56,655

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

36.2733Β° N, 86.2722Β° W

Wilson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lebanon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lebanon

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.