🌍 ClimateRiskCheck

Natural Disaster Risk in Leoma

Tennessee

6.0out of 10
High Risk

Risk Summary for Leoma

Leoma scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Tornado Earthquake

All 18 Hazard Scores

Tornado
9.2
Lightning
9.2
Earthquake
9.1
Cold Wave
8.6
Hurricane
7.0
Strong Wind
6.5
Ice Storm
6.5
Extreme Heat
6.2
Winter Weather
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Drought
4.0
Hail
3.1
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Leoma
6.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Leoma, Tennessee

Leoma, in Lawrence County, is a town of roughly 5,545 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Leoma residents and property owners must navigate.

Leoma's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include tornado and earthquake.

Within Tennessee, Leoma's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lawrence County identifies lightning as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Leoma's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Leoma: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Leoma

These city-level factors differentiate Leoma from other communities in Lawrence County and provide geographic context for its hazard exposure.

Population

5,545

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

35.1308Β° N, 87.2907Β° W

Lawrence County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Leoma

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Leoma

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.