🌍 ClimateRiskCheck

Natural Disaster Risk in Mascot

Tennessee

7.6out of 10
High Risk

Risk Summary for Mascot

Mascot scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Earthquake Landslide

All 18 Hazard Scores

Lightning
9.8
Earthquake
9.7
Tornado
9.7
Landslide
9.7
Winter Weather
9.6
Ice Storm
9.4
Cold Wave
9.3
Strong Wind
9.1
Hurricane
7.7
Extreme Heat
7.6
Wildfire
6.8
Hail
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Mascot
7.6
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mascot, Tennessee

Located in the interior eastern United States in Knox County, Mascot is a town of roughly 3,674 residents. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Mascot a community where hazard awareness has real practical value.

FEMA rates Mascot's composite natural disaster risk at 7.6 out of 10 β€” high risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for earthquake and landslide risk in their preparedness planning.

Relative to other U.S. communities, Mascot's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.8/10 state average. The hazard distribution here is led by lightning and earthquake, as measured by FEMA across Knox County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Mascot residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Mascot: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Mascot

These city-level factors differentiate Mascot from other communities in Knox County and provide geographic context for its hazard exposure.

Population

3,674

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

36.0864Β° N, 83.7237Β° W

Knox County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mascot

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mascot

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.