🌍 ClimateRiskCheck

Natural Disaster Risk in Medon

Tennessee

7.1out of 10
High Risk

Risk Summary for Medon

Medon scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tornado Cold Wave

All 18 Hazard Scores

Earthquake
9.8
Tornado
9.8
Cold Wave
9.7
Extreme Heat
9.3
Lightning
9.1
Strong Wind
9.0
Ice Storm
9.0
Landslide
8.3
Hurricane
7.5
Drought
6.1
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hail
2.7
Riverine Flooding
1.0

How it compares

Medon
7.1
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Medon, Tennessee

Medon is a small community of about 2,387 in Madison County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Medon.

According to FEMA's National Risk Index, Medon carries an overall risk score of 7.1/10, placing it in the high category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to tornado and cold wave.

Medon's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Madison County, the highest-scoring are earthquake, tornado, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Medon residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Medon: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Medon

These city-level factors differentiate Medon from other communities in Madison County and provide geographic context for its hazard exposure.

Population

2,387

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

35.4388Β° N, 88.8903Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Medon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Medon

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.