🌍 ClimateRiskCheck

Natural Disaster Risk in Oak Ridge

Tennessee

6.6out of 10
High Risk

Risk Summary for Oak Ridge

Oak Ridge scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Cold Wave

All 18 Hazard Scores

Landslide
9.3
Earthquake
8.9
Cold Wave
8.3
Tornado
8.2
Lightning
8.1
Winter Weather
7.9
Strong Wind
7.7
Ice Storm
7.3
Hail
6.8
Hurricane
6.6
Wildfire
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.2
Drought
3.3
Riverine Flooding
1.0

How it compares

Oak Ridge
6.6
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oak Ridge, Tennessee

Located in the interior eastern United States in Anderson County, Oak Ridge is a city of approximately 33,038 residents. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Oak Ridge a community where hazard awareness has real practical value.

Oak Ridge's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include earthquake and cold wave.

Relative to other U.S. communities, Oak Ridge's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by landslide and earthquake, as measured by FEMA across Anderson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Oak Ridge residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Oak Ridge: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Oak Ridge

These city-level factors differentiate Oak Ridge from other communities in Anderson County and provide geographic context for its hazard exposure.

Population

33,038

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

35.9643Β° N, 84.2922Β° W

Anderson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Oak Ridge

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Oak Ridge

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.