🌍 ClimateRiskCheck

Natural Disaster Risk in Pocahontas

Tennessee

5.6out of 10
Moderate Risk

Risk Summary for Pocahontas

Pocahontas scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Cold Wave Landslide

All 18 Hazard Scores

Earthquake
9.1
Cold Wave
8.1
Landslide
7.7
Hurricane
7.1
Extreme Heat
7.1
Strong Wind
6.8
Tornado
6.5
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Avalanche
4.5
Ice Storm
3.9
Wildfire
3.6
Hail
2.8
Winter Weather
2.7
Riverine Flooding
1.0

How it compares

Pocahontas
5.6
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pocahontas, Tennessee

Pocahontas is a small community of about 1,138 in McNairy County, in the interior eastern United States. The area experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pocahontas.

According to FEMA's National Risk Index, Pocahontas carries an overall risk score of 5.6/10, placing it in the moderate category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to cold wave and landslide.

Pocahontas's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for McNairy County, the highest-scoring are earthquake, cold wave, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Pocahontas residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Pocahontas: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Pocahontas

These city-level factors differentiate Pocahontas from other communities in McNairy County and provide geographic context for its hazard exposure.

Population

1,138

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

35.0670Β° N, 88.7647Β° W

McNairy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pocahontas

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pocahontas

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.