Natural Disaster Risk in Roan Mountain
Tennessee
Risk Summary for Roan Mountain
Roan Mountain scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Roan Mountain, Tennessee
Located in the interior eastern United States in Carter County, Roan Mountain is a town of roughly 4,493 residents. The humid subtropical climate that characterizes this part of Tennessee — marked by hot summers, mild winters, and transitional weather patterns — directly influences the types and severity of natural hazards present, making Roan Mountain a community where hazard awareness has real practical value.
Roan Mountain's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wind and lightning.
Relative to other U.S. communities, Roan Mountain's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by landslide and wind, as measured by FEMA across Carter County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Roan Mountain residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.
What this means for Roan Mountain: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Roan Mountain
These city-level factors differentiate Roan Mountain from other communities in Carter County and provide geographic context for its hazard exposure.
Population
4,493
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.6/10
Coordinates
36.1867° N, 82.0967° W
Carter County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Roan Mountain
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Roan Mountain
Other cities in Tennessee
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.