🌍 ClimateRiskCheck

Natural Disaster Risk in Rockvale

Tennessee

7.0out of 10
High Risk

Risk Summary for Rockvale

Rockvale scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Tornado

All 18 Hazard Scores

Cold Wave
9.8
Winter Weather
9.7
Tornado
9.6
Earthquake
9.5
Lightning
9.2
Strong Wind
8.7
Extreme Heat
8.6
Ice Storm
7.9
Hurricane
6.8
Hail
6.4
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
2.6
Riverine Flooding
1.0

How it compares

Rockvale
7.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rockvale, Tennessee

Rockvale, in Rutherford County, is a town of roughly 5,682 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Rockvale residents and property owners must navigate.

According to FEMA's National Risk Index, Rockvale carries an overall risk score of 7.0/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to winter and tornado.

Within Tennessee, Rockvale's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Rutherford County identifies cold wave as the foremost hazard, followed by winter and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Rockvale residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Rockvale: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Rockvale

These city-level factors differentiate Rockvale from other communities in Rutherford County and provide geographic context for its hazard exposure.

Population

5,682

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

35.7645Β° N, 86.5553Β° W

Rutherford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rockvale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rockvale

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.