🌍 ClimateRiskCheck

Natural Disaster Risk in Russellville

Tennessee

5.7out of 10
Moderate Risk

Risk Summary for Russellville

Russellville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Lightning

All 18 Hazard Scores

Earthquake
8.8
Landslide
8.6
Lightning
8.1
Tornado
6.6
Ice Storm
6.4
Hurricane
6.0
Strong Wind
5.5
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Cold Wave
4.8
Avalanche
4.5
Drought
4.0
Hail
3.9
Extreme Heat
3.3
Riverine Flooding
1.0

How it compares

Russellville
5.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Russellville, Tennessee

Russellville, in Hamblen County, is a town of roughly 3,700 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Russellville residents and property owners must navigate.

According to FEMA's National Risk Index, Russellville carries an overall risk score of 5.7/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to landslide and lightning.

Within Tennessee, Russellville's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hamblen County identifies earthquake as the foremost hazard, followed by landslide and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Russellville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Russellville: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Russellville

These city-level factors differentiate Russellville from other communities in Hamblen County and provide geographic context for its hazard exposure.

Population

3,700

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

36.2449Β° N, 83.1844Β° W

Hamblen County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Russellville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Russellville

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.