🌍 ClimateRiskCheck

Natural Disaster Risk in Sevier County

Tennessee

6.7out of 10
High Risk

Risk Summary for Sevier County

Sevier County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Lightning

All 18 Hazard Scores

Landslide
9.8
Earthquake
9.1
Lightning
8.6
Winter Weather
8.4
Wildfire
8.1
Tornado
7.5
Cold Wave
7.3
Hurricane
7.1
Strong Wind
6.8
Ice Storm
6.7
Hail
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.5
Avalanche
4.5
Drought
3.8
Riverine Flooding
1.0

How it compares

Sevier County
6.7
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sevier County, Tennessee

Sevier County is located in the United States in Tennessee, home to roughly 98,277 residents. The county experiences hot summers, mild winters, and transitional weather patterns, with tornado risk in both spring and fall shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Sevier County carries an overall risk score of 6.7/10, placing it in the high category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to earthquake and lightning.

Sevier County's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Sevier County, the highest-scoring are landslide, earthquake, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Sevier County residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Sevier County: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Cities in Sevier County

ZIP codes in Sevier County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.