Natural Disaster Risk in Sumner County
Tennessee
7.1out of 10
Risk Summary for Sumner County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Tornado Strong Wind Cold Wave
All 18 Hazard Scores
Tornado 9.6
Strong Wind 9.4
Earthquake 9.3
Cold Wave 9.3
Winter Weather 9.0
Ice Storm 9.0
Hail 8.8
Lightning 8.5
Extreme Heat 7.8
Hurricane 5.5
Tsunami 5.4
Landslide 5.2
Volcanic Activity 5.1
Drought 4.9
Coastal Flooding 4.9
Wildfire 4.6
Avalanche 4.5
Riverine Flooding 1.0
How it compares
Sumner County 7.1
Tennessee avg. 5.8
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Sumner County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.