Natural Disaster Risk in Tellico Plains
Tennessee
Risk Summary for Tellico Plains
Tellico Plains scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Tellico Plains, Tennessee
Located in the interior eastern United States in Monroe County, Tellico Plains is a town of roughly 9,015 residents. The humid subtropical climate that characterizes this part of Tennessee — marked by hot summers, mild winters, and transitional weather patterns — directly influences the types and severity of natural hazards present, making Tellico Plains a community where hazard awareness has real practical value.
Tellico Plains's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include earthquake and wind.
Relative to other U.S. communities, Tellico Plains's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by landslide and earthquake, as measured by FEMA across Monroe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Tellico Plains's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Tellico Plains: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Tellico Plains
These city-level factors differentiate Tellico Plains from other communities in Monroe County and provide geographic context for its hazard exposure.
Population
9,015
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 7.2/10
Coordinates
35.3349° N, 84.2293° W
Monroe County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Tellico Plains
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Tellico Plains
Other cities in Tennessee
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.