🌍 ClimateRiskCheck

Natural Disaster Risk in Turtletown

Tennessee

5.5out of 10
Moderate Risk

Risk Summary for Turtletown

Turtletown scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Earthquake

All 18 Hazard Scores

Landslide
9.7
Wildfire
7.9
Earthquake
7.4
Strong Wind
7.3
Hurricane
6.4
Tornado
5.7
Lightning
5.7
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Ice Storm
4.3
Hail
3.8
Extreme Heat
2.9
Winter Weather
2.7
Riverine Flooding
1.0

How it compares

Turtletown
5.5
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Turtletown, Tennessee

Turtletown, in Polk County, is a small community of about 1,530 situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Turtletown residents and property owners must navigate.

Turtletown's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include wildfire and earthquake.

Within Tennessee, Turtletown's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Polk County identifies landslide as the foremost hazard, followed by wildfire and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Turtletown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Turtletown: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Turtletown

These city-level factors differentiate Turtletown from other communities in Polk County and provide geographic context for its hazard exposure.

Population

1,530

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

35.0905Β° N, 84.3533Β° W

Polk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Turtletown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Turtletown

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.