🌍 ClimateRiskCheck

Natural Disaster Risk in White Pine

Tennessee

5.5out of 10
Moderate Risk

Risk Summary for White Pine

White Pine scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Earthquake Lightning

All 18 Hazard Scores

Landslide
9.0
Earthquake
8.5
Lightning
7.5
Tornado
6.5
Hurricane
6.2
Ice Storm
5.9
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Strong Wind
5.0
Coastal Flooding
4.9
Cold Wave
4.9
Winter Weather
4.7
Avalanche
4.5
Drought
4.1
Hail
3.5
Extreme Heat
3.2
Riverine Flooding
1.0

How it compares

White Pine
5.5
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: White Pine, Tennessee

White Pine, in Jefferson County, is a town of roughly 6,821 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that White Pine residents and property owners must navigate.

White Pine's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include earthquake and lightning.

Within Tennessee, White Pine's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jefferson County identifies landslide as the foremost hazard, followed by earthquake and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, White Pine residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for White Pine: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for White Pine

These city-level factors differentiate White Pine from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

6,821

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

36.0814Β° N, 83.2930Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for White Pine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in White Pine

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.