🌍 ClimateRiskCheck

Natural Disaster Risk in Whitwell

Tennessee

6.0out of 10
High Risk

Risk Summary for Whitwell

Whitwell scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Landslide

All 18 Hazard Scores

Strong Wind
8.5
Tornado
8.4
Landslide
8.3
Cold Wave
8.1
Earthquake
7.4
Winter Weather
6.8
Wildfire
6.5
Hurricane
5.8
Drought
5.8
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.2
Extreme Heat
3.7
Hail
3.0
Riverine Flooding
1.0

How it compares

Whitwell
6.0
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Whitwell, Tennessee

Located in the interior eastern United States in Marion County, Whitwell is a city of approximately 10,488 residents. The humid subtropical climate that characterizes this part of Tennessee β€” marked by hot summers, mild winters, and transitional weather patterns β€” directly influences the types and severity of natural hazards present, making Whitwell a community where hazard awareness has real practical value.

FEMA rates Whitwell's composite natural disaster risk at 6.0 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for tornado and landslide risk in their preparedness planning.

Relative to other U.S. communities, Whitwell's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Marion County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Whitwell's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Whitwell: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Whitwell

These city-level factors differentiate Whitwell from other communities in Marion County and provide geographic context for its hazard exposure.

Population

10,488

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

35.2105Β° N, 85.5182Β° W

Marion County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Whitwell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Whitwell

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.