🌍 ClimateRiskCheck

Natural Disaster Risk in Woodlawn

Tennessee

7.1out of 10
High Risk

Risk Summary for Woodlawn

Woodlawn scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Cold Wave Ice Storm

All 18 Hazard Scores

Earthquake
9.6
Cold Wave
9.5
Tornado
9.3
Ice Storm
9.3
Lightning
9.2
Strong Wind
8.9
Hail
8.9
Extreme Heat
8.6
Winter Weather
6.2
Hurricane
6.1
Landslide
5.9
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.7
Riverine Flooding
1.0

How it compares

Woodlawn
7.1
Tennessee avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Woodlawn, Tennessee

Woodlawn, in Montgomery County, is a town of roughly 3,860 residents situated in the interior eastern United States. Its humid subtropical climate brings hot summers, mild winters, and transitional weather patterns, and in particular tornado risk in both spring and fall. These conditions collectively define the natural hazard environment that Woodlawn residents and property owners must navigate.

According to FEMA's National Risk Index, Woodlawn carries an overall risk score of 7.1/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to cold wave and ice storm.

Within Tennessee, Woodlawn's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Montgomery County identifies earthquake as the foremost hazard, followed by cold wave and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Woodlawn residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Woodlawn: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Woodlawn

These city-level factors differentiate Woodlawn from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

3,860

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

36.5073Β° N, 87.5239Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Woodlawn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Woodlawn

Other cities in Tennessee

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.