🌍 ClimateRiskCheck

Natural Disaster Risk in Ace

Texas

6.4out of 10
High Risk

Risk Summary for Ace

Ace scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Strong Wind

All 18 Hazard Scores

Lightning
9.4
Hurricane
9.3
Strong Wind
9.0
Tornado
8.9
Cold Wave
8.8
Extreme Heat
8.0
Ice Storm
8.0
Wildfire
7.9
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Hail
3.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Ace
6.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ace, Texas

Ace is a small unincorporated community in Polk County, in the Deep South. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ace.

According to FEMA's National Risk Index, Ace carries an overall risk score of 6.4/10, placing it in the high category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to hurricane and wind.

Ace's risk score, slightly above the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Polk County, the highest-scoring are lightning, hurricane, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Ace's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ace: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Ace

These city-level factors differentiate Ace from other communities in Polk County and provide geographic context for its hazard exposure.

Population

275

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

30.5044Β° N, 94.8166Β° W

Polk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ace

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ace

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.